Privacy Policy
Your privacy is fundamental to everything we do. Learn how we collect, use, and protect your information.
Effective Date: January 5, 2026 | Last Updated: January 25, 2026
Our Privacy Commitment
Perpetual Wealth is designed for high-income earners who want financial clarity, not another product selling their data. Your information is never sold, never shared for marketing, and never used to train public AI models. We use your data solely to power your personalized educational experience.
Contents
1. Introduction
Welcome to Perpetual Wealth. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform, AI-powered tools, and related services (collectively, the "Service").
We are committed to protecting your privacy and ensuring transparency about our data practices. Please read this Privacy Policy carefully. By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.
Important:
Perpetual Wealth is an educational platform designed for high-income professionals seeking financial clarity. Perpetual Wealth is dedicated to delivering structured financial intelligence systems built for clarity, precision, and long term performance. Your data is used solely to power personalized educational insights within the platform.
2. Information We Collect
2.1 Information You Provide
When you use the Service, you may provide us with: • Account information (name, email address, password) • Profile information (income range, employment type, business ownership status) • Financial goals and priorities (tax optimization, cash flow, wealth building, asset protection) • Risk tolerance and time horizon preferences • Documents uploaded to the Secure Vault (tax returns, insurance policies, estate plans, business records)
2.2 Information Collected Automatically
When you access the Service, we automatically collect: • Device information (browser type, operating system) • Usage data (pages visited, features used, time spent) • Log data (IP address, access times, referring URLs)
2.3 AI Interaction Data
When you interact with our AI Concierge, we collect: • Your questions and prompts • AI-generated responses • Timestamps of interactions
This data is used solely to provide and improve your personalized experience.
3. How We Use Your Information
We use the information we collect to:
3.1 Provide the Service
• Generate personalized financial education and strategic insights • Power the AI Concierge with context from your profile and documents • Create customized Playbooks based on your goals • Deliver relevant calculator results and dashboard insights
3.2 Improve the Service
• Analyze usage patterns to enhance features • Fix bugs and improve performance • Develop new tools and capabilities
3.3 Communicate With You
• Send account-related notifications • Provide customer support • Send marketing emails • Send service updates (with your consent)
3.4 Ensure Security
• Detect and prevent fraud or unauthorized access • Maintain the integrity of the platform
4. How We Protect Your Information
4.1 Encryption
All data is encrypted using AES-256 encryption, the same standard used by Industry-Standard Security institutions. Your information is encrypted both at rest (when stored) and in transit (when transmitted).
4.2 Secure Infrastructure
Our platform is hosted on enterprise-grade cloud infrastructure with: • Geographic redundancy • 99.99% uptime reliability • Regular security audits and penetration testing
4.3 Access Controls
• Strict internal access controls limit who can access user data
4.4 Data Isolation
Your data is securely isolated from other users. Each user's information is kept completely separate and used only to power their individual experience.
5. What We Never Do
We are committed to your privacy. We will NEVER:
- Sell your data - Your personal information is never sold to third parties for any purpose
- Share for marketing - We do not share your data with advertisers or marketing companies
- Train public AI models - Your documents and interactions are never used to train public or third-party AI models
- Pool user data - Your information is never aggregated or combined with other users' data
- Share Vault documents - Documents you upload are never shared with external parties without your explicit consent
- Access without purpose - We only access your data when necessary to provide the Service or as required by law
6. When We Share Information
We share your information only in the following limited circumstances:
6.1 With Your Consent
When you explicitly authorize sharing, such as when you export a Playbook PDF or generate a shareable link.
6.2 Service Providers
We work with trusted third-party service providers who assist in operating the Service: • Stripe - For secure payment processing • Cloud hosting providers - For secure data storage and infrastructure • Analytics tools - For aggregated, anonymized usage analysis
These providers are contractually bound to protect your data and use it only for the services they provide to us.
7. Your Rights and Choices
You have the following rights regarding your personal information:
7.1 Access
You can access your personal information at any time through your account dashboard.
7.2 Correction
You can update or correct your profile information through your account settings.
7.3 Export
You can export your data, including: • Vault documents • Playbooks (PDF format) • Profile information
7.4 Deletion
You can request deletion of your account and data. Upon deletion: • Your data will be permanently removed within 30 days • Some data may be retained if legally required
7.5 Opt-Out
You can opt out of: • Marketing communications • Non-essential notifications • Analytics tracking (where applicable)
9. Data Retention
9.1 Active Accounts
We retain your data for as long as your account is active and as needed to provide the Service.
9.2 After Cancellation
When you cancel your account: • You have the opportunity to export your data first • Your data is permanently deleted within 30 days • Some data may be retained longer if legally required (e.g., billing records)
10. Children's Privacy
The Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
If we become aware that we have collected personal information from a child under 18, we will take steps to delete that information promptly.
If you believe we have inadvertently collected information from a child, please contact us immediately.
11. Changes to This Policy
- We may update this Privacy Policy from time to time. When we make changes:
- We will post the updated policy on our website
- We will update the "Last Updated" date at the top of this page
- For material changes, we will notify you via email
Your continued use of the Service after any changes constitutes your acceptance of the updated Privacy Policy.
We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
12. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Perpetual Wealth
Email: privacy@perpetualwealth.com Support: support@perpetualwealth.com
For general inquiries, you may also use the contact form on our website.
We aim to respond to all privacy-related inquiries within 2-3 business days.
By using Perpetual Wealth, you acknowledge that you have read and understood this Privacy Policy.