Your retirement deserves more than guesswork
Secure Your Future.
Retire on Your Terms.
Build a retirement strategy that evolves with your life. Perpetual Wealth helps you understand your options, model future outcomes, and continuously optimize savings, taxes, and investments so you can retire with clarity and confidence.
401(k) & IRA
Optimize contributions across accounts and tax treatments
Tax-Deferred Growth
Reduce tax drag and improve long-term compounding
Roth Strategies
Identify when tax-free growth makes sense
Projections
See your retirement trajectory
Current Annual
401(k) only
Annual Contribution
Up to $0
Recommended Split
$18,400/year
Estimated tax reduction
Maximize Your Contribution Strategy
Not sure if you're saving enough or using the right accounts? Perpetual Wealth continuously analyzes your income, taxes, and goals to help you allocate contributions across 401(k), IRA, HSA, and other tax-advantaged accounts in the most efficient way.
- ✓Contribution strategies tailored to your financial profile
- ✓Identify and maximize available employer match
- ✓Long-term planning for higher contribution limits
401(k)
+$11,500 match
Backdoor Roth IRA
Tax-free growth
HSA
Triple tax advantage
Mega Backdoor Roth
After-tax 401(k)
Traditional vs. Roth Analysis
Should you go Traditional or Roth? The answer depends on your current tax bracket, future income expectations, and retirement timeline. Our tool models both scenarios so you can make an informed decision.
- ✓Side-by-side tax impact comparison
- ✓Roth conversion opportunity analysis
- ✓Tax bracket optimization insights
Traditional 401(k)
$2.4M
At retirement (age 65)
After-tax value
$1.68M
Roth 401(k)
$2.1M
At retirement (age 65)
After-tax value
$2.1M
AI Recommendation
Based on your projected tax bracket, a Roth strategy may provide $420K more after-tax retirement income.
See Your Future, Today
Understand where your current decisions lead and how small changes can improve your outcome. Perpetual Wealth helps to model different scenarios to show your projected retirement income, compare paths, and highlight the actions that can move you closer to your goals.
- ✓Compare your current path with optimized scenarios
- ✓AI-projected future retirement income across different outcomes
- ✓Intelligent milestone tracking
Current Trajectory
$1.8M
at age 65
Optimized Trajectory
$3.2M
at age 65
Insight: Optimizing your contribution strategy could add $1.4M to your retirement nest egg.
Don't Wait to Plan
Your Future.
Every year you delay costs you compound growth. The Solomon AI concierge analyzes your complete financial picture and delivers a personalized retirement strategy.
Educational purposes only. Not investment or tax advice.